Refinance Comparison
Compare a current loan against up to three refinance scenarios.
Important disclosures. This refinance comparison is provided for informational and estimation purposes only. It is not a loan approval, a commitment to lend, a Loan Estimate, or an offer to extend credit at any specific rate or terms. All figures are estimates, are subject to change without notice, and assume the borrower qualifies; all loan scenarios shown are options the borrower must still apply and qualify for based on a complete application, credit review, income and asset verification, property appraisal, and current market conditions. Figures reflect principal and interest only and do not include property taxes, homeowners insurance, mortgage insurance, HOA dues, closing costs, prepaid items, or other fees, all of which will affect the actual payment and total cost of the loan. Refinancing an existing loan may increase the total number of payments and the total finance charges paid over the life of the loan. Interest rates and annual percentage rates (APRs) vary based on credit profile, loan-to-value, occupancy, property type, and market movement, and are not locked until confirmed in writing. Not all applicants will qualify. Mortgage insurance figures are estimates only; actual premiums are determined by the mortgage insurer or HUD and vary with loan-to-value, credit profile, and loan program. FHA loans require both an upfront mortgage insurance premium (UFMIP) and an annual mortgage insurance premium (MIP). VA loans may require a funding fee unless the borrower is exempt; funding fee percentages vary by usage, down payment, and loan purpose. FHA and VA scenarios are subject to program eligibility requirements. Dream Key Lending is not affiliated with, endorsed by, or acting on behalf of the FHA, VA, HUD, or any other government agency. This is not a solicitation if the borrower is currently represented by another licensed mortgage professional. Dream Key Lending — NMLS #2645838. Equal Housing Lender. For licensing information, visit www.nmlsconsumeraccess.org.